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Commentary and Advice

The latest Credit Card Processing merchant account information, news and commentary. Information and advice about merchant services, related products and service.

Chargebacks and how they can cost you your merchant account

A chargeback is a term used when a customer disputes a charge on their credit card with their card issuer and funds are then returned to the consumer. Specifically, it is the reversal of a prior outbound transfer of funds from a consumer’s bank account, line of credit…

What You Should Know About Credit Card Processing to Avoid a Big Surprise

This article is being published to give a little insight into credit card processing – merchant account security deposits. Underwriters? Is someone evaluating risk? Yup. It is important to understand that when you sign up to accept credit card payments from your customers, you are actually borrowing money. When the acquiring…

TransArmor Merchant Account

TransArmor Merchant Account

About EMV After the recent breaches of security for some of America’s largest corporations, there is a change coming soon in the world of credit and debit card transactions. Target, Home Depot, Michaels, and Neiman Marcus were some of the recent victims of hackers’ attacks, which led to the…